I’m about to start my second year on Medicare (the US government's healthcare insurance program for the disabled and people over 65), and I’ve learned two things. One is that I love my Medicare Supplement insurer—State Mutual of Georgia—and the second is that I loathe my Medicare drug insurer—Humana—and its lame-ass online pharmacy, RightSource. I just switched my drug insurer to Express Scripts, which has the highest customer satisfaction rating of any stand-alone drug provider, and, like Humana, has its own pharmacy. After what I pay for my four prescriptions is figured in, I’ll come out cheaper paying Express Scripts $55.90 a month instead of the $12.80 that I’m currently paying Humana. My total Medicare insurance costs for 2015 will come to $3,500. Medicare is what happens when the government takes what should be an easy to understand insurance program and throws it to the wolves, that is to the private insurers that hide the true cost to consumers behind a wall of options, legalese, and acronyms. It is not for the good of the individual that scores of companies offer scores of impossible to compare plans.
Obamacare, aka The Affordable Care Act