Thoughts of investing

There are as many mutual funds as there are stocks on the Wilshire 5000 (which actually contains 7000 stocks). Many mutual funds charge a four to eight percent sales fee, a one to two percent advisory fee, and a 12b1 fee which goes for advertising. This in a market that averages ten percent. Less than half of these actively managed funds earn, after expenses, a return that is equal to the market, and that’s in one year. With every subsequent year, the winning funds have less chance of beating the market average again. By year five, the number is down to one in four, and those investors who own a market-beating fund pay higher taxes (due to the fund’s portfolio turnover) and incur greater risk.

Impartial financial writers often advise investors to not even try to beat the market. Instead, buy a fund that replicates the index. The passively managed Wilshire 5000 index fund that I own has no sales fee, no 12b1 fee, and a 0.1% maintenance fee. Furthermore, the portfolio turnover rate is almost nil (compared to 100% or more for many managed funds), so there are few capital gains. I also own a bond index fund that follows the broad American bond market, and a third fund that tracks the EAFE (Europe, Australasia, and the Far East) stock index. I own 50% American stocks, 5% foreign stocks, and 45% American bonds. If I were younger, I would own more stocks, but since there have been whole decades in which the market lost money, I can’t take the risk.

Yesterday, I heard over NPR that the stock market might crash this very week due to the domino effect of mortgage loan defaults. The brokerage houses are in a panic. The hedge fund managers can’t slow down long enough for their in-house shoeshine boys to polish their shoes. Some fund managers have even stopped honoring redemptions.

Maybe the sky is about to fall, but then again stocks are never more popular than at the end of a bull market or more shunned than at the end of a bear market. This is why I mostly ignore the prognosticators. I say mostly, because I understand only too well the twin emotions of greed and fear that drive the market.

Still, I’ve seen the market drop 38% without being tempted to bail. I’m not brave; I just think in terms of shares instead of dollars. If I own 100 shares of a mutual fund, I will still own those 100 shares whether they are worth a lot or a little unless I sell them. This means that I have reason to hope. If I owned 100 shares of stock, it would be a different matter because a person can ride a stock all the way to the ground. By contrast, a mutual fund is spread across many stocks, and my investments are spread further than any actively managed mutual fund. If big company stocks are rising, I rise with them. If small company stocks or Japanese stocks are having their day in the sun, I get in on some of that. If no stocks are going up, I have bonds to fall back on. And no matter what, I won’t pay high fees and taxes.

My only indulgence is 350 shares of a fund that invests solely in oil and gas exploration. It’s breathtaking to watch its movements on a given day, and, over the course of a year, it can go up or down by 80%. I tell myself that I should sell it while it’s flying high, but I love that fund. It’s like having a poisonous snake for a pet. The snake kills your rats, but then you can never trust the snake not to kill you too, and there’s something attractive about that.

Scandi Festival

I helped my Masonic Lodge staff a food booth at the Scandinavian Festival last week. When I arrived, I was handed a fake-embroidery vest and a pointed hat that looked like a limp dunce cap. Our specialty was meatballs on a stick. I assumed they were called meatballs-on-a-stick, so when a customer asked me for a frickadeller, I asked her what she was talking about. She pointed to our big sign (which I hadn’t read), and looked at me as if I had pretty much ruined the exoticism of her gustatory experience.

Another customer asked what kind of food we had. I knew what kind of food we had. We had Costco precooked sausages and Don Juan tortillas, but I didn’t know what kind of food we were supposed to have. I called Donald over since Donald was the only one of us who actually knew what he was doing. “It’s Swedish,” he said. Of course, Swedish meatballs, why didn’t I think of that? Maybe for the same reason that I don’t know what countries constitute Scandinavia. Sweden and Norway, I suppose. Denmark, perhaps? Finland possibly? Do I care? A little.

I neither hated my shift nor loved it. Mostly I watched women, felt mildly annoyed when we had customer, and wondered if everyone else who was serving food (eating appeared to be the point of the festival) was as fake as we were.

The sad story of American Home Mortgage

Last week, I lost $14,000 in the stock market. I didn’t do anything wrong—it was just a bad few days. Still, $14,000…. I pick up pennies from the sidewalk. If someone gave me $14,000 to actually spend, I would be stumped.

I gain and lose money all the time in the stock market (I surely lost several thousand more today), but I don’t normally track my investments. I simply look at my monthly statements, groan or smile, and file them away.

My investment style is a combination of whatever looks good at a particular time (I buy but seldom sell), and my desire to protect Peggy from volatility. When we got into the market, she worried about how I would react to losing money, but I soon realized that she was more grieved by it than I. She interpreted every up as a fluke and every down as the start of Great Depression II. I accepted both as normal, and held to the belief that, over time, the market would go up more than it went down. The worst down we saw was 40%, and that was okay. It wasn’t something to sneeze at, but it wasn’t tragic either.

My first thought upon investing in stocks was to buy low and sell high. Everyone thinks that, only it’s harder than it looks—a bit liking throwing rocks at darting night birds. That’s why I mostly stopped selling, that and the tax liability.

Over the years, I felt like I should study investing more, but the subject didn’t interest me so I kept putting it off in favor of work that I could stand back and look at. Things like remodeling projects. In the last month, I’ve been making up for lost time. The main thing I’ve learned is that even knowledgeable investors have trouble making a significant amount of money in the market (although losing a significant amount is easy enough). Finding a way to beat the market is like finding a cure for the common cold. If scientists can cure a rare cancer, surely they can cure a common cold, or so it would seem, but after decades of work and millions of dollars, colds remain defiant. This gives my market studies a dismal air because, there being no one to tell me what will work, I might do really well, or….

The impetus to today’s sell-off was the fall of American Home Mortgage Corporation. This evening, I saw a graph of its demise that was updated every five minutes throughout the day. A year ago, AHM was selling for $36 a share. Today, it opened at $10.47. At 2:00, it was still at $10.47. By 3:00, it was $1.14. Picture that graph. First, a long horizontal line. Then a sharply descending vertical line. Then a slightly wobbly horizontal line. Then nothing. Like a heart monitor on a dying man.

Imagine that you woke up this morning in Houston or Milwaukee, and went to your job at AHM expecting an ordinary day, and then top management announced to Wall Street that bankruptcy was looming. Bang! By mid-afternoon you’re out of your job and possibly your savings. That’s drama. I once heard about an economist who was so moved by graphs that he sometimes cried. I can see that now, and it makes studying the market a lot more interesting.

The whys of organizing

I’ve spent the week organizing, or rather reorganizing, our finances and file cabinets. One of the traits Peggy and I share is that we are born organizers. The difference is that I organize everything—socks, tools, pantry shelves, even the kitchen junk drawer, whereas she is a selective organizer. She’s content to let things overflow in her purse, desk, and closet; but her checkbook is an accountant’s envy, and her button collection is displayed so symmetrically that a flea couldn’t crawl through the margin of error. I stop short of such perfection, though I still qualify as neurotic by most standards, my garage being tidier than other people’s living rooms.

Well, anyway, I organized this week. It was such fun that I had to force myself to go to bed at night. Organizing is, of course, an attempt to control reality—to make it safer, tidier, more predictable. The problem is that reality is inherently dangerous, messy, and unknowable. The harder I try to tame it, the more aware I become of its dangers, and the greater my need to eliminate those dangers.

The most frightened man I ever knew carried a .45 everywhere, even into the shower (he put it in a baggie). I visited him once. He had a yard alarm, and every time a squirrel walked by, that alarm would go off, and my friend would run to the window with his .45. So it is that prudent watchfulness can grow into full-blown paranoia. On the other hand, the world really is a dangerous place, and it makes sense to try to avoid the most likely dangers.

The trick here, as in all things I suppose, is balance. But where is the fulcrum? I don’t see it. Do you see it?

The whys of organizing

I’ve spent the week organizing, or rather reorganizing, our finances and file cabinets. One of the traits Peggy and I share is that we are born organizers. The difference is that I organize everything—socks, tools, pantry shelves, even the kitchen junk drawer, whereas she is a selective organizer. She’s content to let things overflow in her purse, desk, and closet; but her checkbook is an accountant’s envy, and her button collection is displayed so symmetrically that a flea couldn’t crawl through the margin of error. I stop short of such perfection, though I still qualify as neurotic by most standards, my garage being tidier than other people’s living rooms.

Well, anyway, I organized this week. It was such fun that I had to force myself to go to bed at night. Organizing is, of course, an attempt to control reality—to make it safer, tidier, more predictable. The problem is that reality is inherently dangerous, messy, and unknowable. The harder I try to tame it, the more aware I become of its dangers, and the greater my need to eliminate those dangers.

The most frightened man I ever knew carried a .45 everywhere, even into the shower (he put it in a baggie). I visited him once. He had a yard alarm, and every time a squirrel walked by, that alarm would go off, and my friend would run to the window with his .45. So it is that prudent watchfulness can grow into full-blown paranoia. On the other hand, the world really is a dangerous place, and it makes sense to try to avoid the most likely dangers.

The trick here, as in all things I suppose, is balance. But where is the fulcrum? I don’t see it. Do you see it?

Alan Wheelis and the absence of meaning

On June 16th, I checked out a library book by the psychoanalyst Allen Wheelis. I had never heard of him, but I always peruse the new book section, and The Way We Are intrigued me. I finished my second reading this morning, and looked the author up on the net. He died the day I got his book.

“There are two essential categories: that unchanging backdrop, the raw nature of existence, unadorned, unmediated, overwhelming us with dread, the way things are; and that changing succession of stage sets we put in front of that backdrop, blocking it from view, the schemes of things, the systems of meanings within which we live. The backdrop is a constant, too awful and too fearful to be endured; the sets change over the course of history, though they may seem fixed over the course of a lifetime.”

But what of those who can no longer believe in the sets?

“Do you know? Do you feel it, this losing of grip? The received interpretations no longer work, don’t fit, don’t take hold…

“Some people don’t hear the screaming; the old fictions still work. Some hear it keenly: The chalk has worn down, the fingernail drags across an endless blackboard, the sky is empty.”

What is there for the latter?

“When the ruling scheme of things comes to seem untrue or unimportant, one’s efforts within it become meaningless. One’s whole life becomes meaningless…. One seeks distraction…”

He sought distraction through women.

“…I remind myself that my papier-mâché angel will turn into a witch or a drab. Yet this passion for a falsified other may be the only thing in life really worthwhile.”

But why not improvise a meaning?

“Free to choose how to live, the way we choose is meaningless; living in the certainty of meaning, we live a life that is imposed.”

An improvised purpose is just that—improvised, shot on the fly, made with limited—and possibly inaccurate—knowledge. The shooter can neither see his target nor know the nature of his target. I very much doubt that we are even able to think outside of the scheme of things, because we are the products of that scheme; we are contained within it. Even when we reject it, we reject it from within, using its terminology, its images.

When people explain to me their core beliefs, the thoughts that keep them going, that make their lives worthwhile, I can scarcely take them seriously. Still others have nothing to explain because they don’t feel compelled to look for an explanation. I am likewise challenged to take them seriously. I can flatter myself about why I am different (“I am more intellectually courageous,” or “I possess greater depth”), yet I would trade places if I could. I neither take comfort in religion, nor acknowledge human authority. The most I can ever know is but a guess. I am limited by my senses, my intelligence, and my culture.

I think of my species as I think of my dogs. Bonnie is smart, Baxter not so smart; yet even Bonnie couldn’t master long division. The most brilliant dog that ever lived—the Einstein of dogs—could not have mastered long division. My race is likewise limited. Some of us know things that astound the rest, but all of us together know very little in proportion to the totality of knowledge, and we probably lack the capacity to understand many things. Like dogs, our intellectual ceiling is not only low, we are too unintelligent to know how low it is. Or so I suspect.

Murderous nurse

I hate to admit I watched them, but I did. Two true crime shows at the same time (I switched during commercials), one about a college student who chopped up his parents with an axe; the other about a woman who shot her husband. Alas, the announcer on the second show said, “A trained nurse, she dismembered the body and packed it into three suitcases…”

“A trained nurse!” I thought. “I’m married to a trained nurse—and she owns three suitcases!”

“Peggy,” I asked when Peggy got home, “when you were in nursing school did any of your courses include body dismemberment?” She looked at me strangely, and, having just seen what a pissed-off nurse could do, I let the matter drop. I consoled myself with the thought that the nurse on TV had used a reciprocating saw, and I knew that, nurse or not, Peggy would never use a reciprocating saw. In fact, the one time she used a circular saw, she cut the cord in two.

The pitfalls of optimism, of pessism

Walt got a Masters degree in counseling psychology. While in school, he married a welfare mom with two kids, so he was unable to give his counseling practice time to grow. Within months, he got a job with a steady paycheck. When that business laid him off, he was content to draw unemployment for six months before looking for a job. Alas, he discovered that his benefits were only good for three months, so he had to scramble for work. No work was forthcoming until I introduced him to Bill who owns an auto repair shop. Walt went to work at Bill’s shop, but was soon fired when he argued with the foreman. Now, Walt is driving a school bus while he looks for something better.

As Walt sees it, his problems are caused by bad luck or other people. This is because Walt is a raving optimist, and raving optimists underestimate their own blame while overestimating the blame of everyone else. I am a pessimist. I would not have majored in counseling psychology if I wanted to stay in Eugene, because half of the counselors in Eugene are waiting tables. Nor would I have married an unskilled welfare mom who was irresponsible with her money and, perhaps, her uterus. Nor would I have reached my 53rd birthday with no savings.

Pessimists anticipate the worst, and seek to avoid it. Optimists don’t realistically analyze the odds; don’t take responsibility; and don’t learn from their mistakes. Pessimists are painfully aware of their own weaknesses and of everything that could conceivably go wrong. They consequently exaggerate the likelihood that something will go wrong, and they become frozen. They lose faith in the possibility of good outcomes, whereas optimists see nothing but good outcomes.

George Bush is an optimist. He never loses confidence, and people are dying by the thousands because of it. But then optimists are generally happy people, whereas pessimists often have trouble getting out of bed in the morning. Which one does the most good in the world versus the most evil? I don’t know.

The saga of a rebel Mason

My lodge conferred the Master Mason degree tonight. It is high ritual, more impressive than a Mass. It puts me in the kind of altered state that athletes refer to as “the zone.” The props and lighting; the officers in their tuxedos, the master with his top hat; the long ritual performed from memory; the intricate movements of body and hands. So many ways of doing each thing wrong, but only one of doing it right.

Behold, the hours wore on, and the lodge grew hot; and I grew rebellious in my coat and tie. At length, I removed the latter, but the small patch of bare skin that was exposed made little difference; so off went the coat. Some looked at me in surprise, but what else could I do—sweat and feel like an idiot? I am ready to rebel when reason demands it.

Allow me my small rebellions, and I will serve you well; but deny me, and we will both come to doubt that I am in the right place. Noting that the thermostat was locked at 75, I blamed the Scottish Rite for my discomfiture—it being their building. Others suffered too, but only I rebelled. I am the only rebel in many settings, although I do not know why.

Christopher Reeves and Aunt Peggy's attempt at suicide

Last week, I unthinkingly pivoted on my foot (instead of lifting it), and now knee pain is making it hard for me to work or sleep. When things are like this, I try to play it safe, but I find inactivity agonizing. And there is so much that needs doing! Forget new projects; just the upkeep on the house and yard requires hours a day on my feet.

I saw the Christopher Reeves’ movie (Somewhere in Time) tonight, and wondered how a formerly active man was able to bear quadriplegia much less remain optimistic. I used to think about him lying there, unable even to breathe on his own, and I couldn’t imagine how he stayed occupied. Movies? A fish tank? Recorded books? Visits from the rich and powerful? It boggled me, and always put me in mind of Peggy’s aunt who became a quadriplegic after her second suicide attempt. If life isn’t worth living when you’re healthy, ending up like her has got to be as near hell as most of us will get, at least in this life. She’s dead now. Ate herself to death. I suppose the bright side to quadriplegia is that, even if you take care of yourself, you don’t probably won’t have to put up with it for too many years.

I wonder what would have happened had Peggy’s quadriplegic aunt took it into her head to kill herself with drink instead of food. In theory, she would have the right, but in actuality, it would require an accomplice, and who would keep giving booze to a quadriplegic? The same people who gave her food, I suppose. I know I would. After all, why not? I had rather give her booze than food because if there is one thing more unaesthetic than a quadriplegic, it’s a fat quadriplegic. Besides, the alcohol might comfort her more.

Ah, but she might puke! I never thought of that. A fat, puking quadriplegic. What a vision. Sounds like a painting by Picasso.

Wright and Ellison and what I didn't learn in Mississippi schools

I just finished Invisible Man by Ralph Ellison and am well into Native Son by Richard Wright. Both were well-known black writers from decades ago, but whose existence was unknown to me until recently despite nineteen years of formal education and despite Richard Wright having grown up in Mississippi sixty miles from my boyhood home. Ralph Ellison, I heard of two months ago on NPR. Richard Wright, I heard of last month on Jeopardy. Why, I wondered would a Jeopardy contestant know the name of a veritable neighbor of mine whom I had never heard of—prejudice?

I read a passage from Native Son to Peggy. It was about two teenagers masturbating in a theater. Well, duh, said Peggy, maybe you never heard of him in school because he was vulgar. “No,” I objected. “They could have done him like they did all the white writers. They could have left the objectionable passages out of textbooks, knowing full well that not one kid in a thousand would go to the library looking for more. Besides, the books of a sexually explicit black writer wouldn’t have been in a white library.”

Really pisses me off that somebody on Jeopardy knew the name of a gifted Mississippi writer when I did not. Makes me wonder what else my teachers failed to mention. Ironically, both of these authors focused upon the fact that being black in their day MEANT being invisible. I can support this assertion by pointing out that the only black person who I remember reading ANYTHING by during my nineteen years in school was George Washington Carver, and that was only an excerpt from his autobiography. Every school kid knew that he was born a slave, was tutored by benevolent white people, was emancipated by another white person, and invented peanut butter at a college that was funded by white people. Such was my education in black history.

Now comes Richard Wright and Ralph Ellison, and I am having nightmares. They are simply too damn good at showing me a world that I grew up in the middle of yet never knew existed. My only hint of that world came from the fact that I ended my friendship with every black man with whom I ever became close once I realized how he really felt about my race.

I get a letter meant for Michael

A letter came yesterday that was addressed to my former neighbor, Michael. It looked like an invitation of some kind. I took it and another letter along when I ran errands. As I drove, I was sorely tempted to toss Michael’s letter in the trash because I do not like Michael. The one store that had a mailbox out front was the last on my list, so I had a lot of time to think about that letter and what I wanted to do with it. I went over the matter thoroughly, and pleasurably, without coming to a conclusion.

When I got to the store, I saw that there was a trashcan between me and the mailbox, and, if I had only had Michael’s letter, the trashcan was where it would have gone. But since I had to walk to the mailbox anyway, I put his letter there too—and instantly regretted it. I even had an impulse to break into the mailbox to get it back.

Aside from having to mail my own letter anyway, I re-mailed his largely because throwing it away seemed piddling, tacky. If the envelope had contained something significant—say his income tax refund—it would have ended up on the sidewalk in the part of town known as Felony Flats. But an an invitation? Let it pass.

One might ask if I didn’t feel better by having done the right thing. Well, no, because I can never convince myself that doing good by my enemies is the right thing. I want my enemies to suffer, and I want to help it happen. In the absence of reconciliation, this is as true of someone who wronged me forty years ago as it is of someone who wronged me today. I don’t feel that I have to get along with people, but in the face of egregious or persistent harm, my patience runs out.

My own vengefulness inspires me to treat other people better than I might otherwise do, because I don’t want other people lying in wait for me as I lie in wait for some of them. I show respect and helpfulness for anyone who is not my enemy, mostly because it pleases me to please others, but also because I never know who might be in a position to harm or help me somewhere down the line. I am especially courteous—or at least tolerant—toward the many bicyclists and pedestrians who pass my house, including the ones who litter and steal flowers, because they know where I live.

I recognize that my vengefulness is an immoral attitude, but what is morality other than those rules inculcated by society for its own benefit, rules that: (a) sometimes harm the individual who accepts them, and which (b) society itself feels no need to obey (if I kill my neighbor because I hate him, I am a murderer; if I kill my neighbor because the government tells me to, I am a patriot). No, I prefer to determine my own morality, at least to the extent that it is possible. I doubt that any of us have the capacity to be truly self-defined, but the other way would have us not think, to accept on faith that someone else, whether it be the church, the government, the author of an old book, our parents, or the leaders of some club or gang, is in a better position to make decisions about what is good for us than we are. I would only suggest that one look at the fate of their followers.

“Why, their fates aren’t always so bad,” one might say. No, they are not. Conformity has its rewards. It is often ill advised to defy authority even if that authority is wicked or foolish. But there is an in-between place where the authorities are absent or powerless. This is where freedom lies for people who refuse to internalize the edicts of those who claim the right to control them.

Trust?

Peggy and I cashed $30,000 in government bonds this week. They looked good when we got them—secure, paid decent interest, added diversity to our portfolio—but the rate dropped so we converted them into a CD at a credit union. I would have bought stocks with the money, but Peggy insisted on a CD, and 5.5% is good right now.

The credit union lady was mischievous. When she got to the part of the application about how the account was to be listed—whether one of us could clean the other out, or we both would have to sign for the money—she looked from one to the other, as if to ask, “What’s it going to be—are you two gutsy enough to jump from the high board?”

Money represents ultimate trust. Some think ultimate trust is be represented by something like rope climbing with a partner, but it is not ordinarily in the self-interest of your climbing partner to kill you. Others might think ultimate trust would be represented by choosing a heart surgeon, but again, treachery would not serve the other party.

Peggy used to have a whole life policy on me. I never understood this since she could have carried on financially without undue burden, and because whole life is a lousy investment unless the insured party dies prematurely. I knew that her father had whole life policies on everyone in her family (he gave the policies to his daughters when they grew up), so I laid the decision off to her respect for his prudence. She has often encouraged me to take out life insurance on her, what with her being the breadwinner and me being barely employable. “What would you do without me?” she asks. “I would live frugally,” I answer.

So, no, there is no financial reason for either of us to murder the other unless we were so greedy as to want the house. Everything else could be had with a few clicks of the mouse. My trust in Peggy is such that if she cleaned me out, I would probably kill myself. But if I cleaned her out, I suspect she would kill me. I can just hear her talking to herself as she sat in front of a computerized spreadsheet with zeros at the bottom.

“I’ve put up with a lot from that son-of-a-bitch. He drank; he did drugs; he’s certifiably insane; twice he nearly went to jail; he never held a job for over four years; he not only womanized near home, he left me for months at a time so he could womanize in exotic places, all while I earned him a paycheck. But now this. Thirty-five years of hard work and savings gone. And for what—a new generation of whores? I’ve been kind, loyal, tolerant, and even loving for two generations, but, by god, this time I’m going to nail him.”

“Ah, trust, it’s a beautiful thing.” When I say these words to Peggy, she just looks at me. She’s never been much of a talker, and her silences are unsettling. “When you don’t talk, I don’t know what you’re thinking,” I say. “I’m not thinking anything,” she answers.

Yes, trust. Sometimes, in some situations, I think that one or both of two things must be true: Peggy’s lying (or doesn’t know her true feelings), or I’m crazy. I think this because I cannot make her words mesh with my reality. Since I know I’m crazy—regardless of whether or not she’s lying—I’m really only stumped about whether she’s lying in a given situation.

Paris Hilton and the monk who grabbed a bush

As I was buying gas for the lawn mower today, I had the thought that buying gas for her mower probably isn’t something that Paris Hilton does very often. If I had paparazzi six-deep lining the street out front, and three helicopter loads of paparazzi circling overhead, mowing the grass wouldn’t be the same for me either. I usually mow in paint-spattered pants with a zipper that won’t stay up, so that could be a problem right there—all those telephoto lens catching a view of old underwear and flashing it (pardon the pun) around the globe.

The thing that interests me most about Paris Hilton is how much people care about her. You might say they care for all the wrong reasons, but they still care—at least to the extent of being interested. If I died tomorrow, I would get a small write-up in the back of the local paper alongside the twenty or so other people who just died in Eugene. A longer obituary or a postage-stamp size photo would cost extra.

My entire life is of less interest to my fellow human beings (en masse) than how Paris Hilton’s hair looked in court (messy ponytail). This is true of nearly everyone. No matter how much we achieve or what obstacles we overcome, our lives are of less concern to society than the life of a twenty-something heiress who is possibly alcoholic, probably not too bright, and without any obvious talents. So has it always been. Even in the history books, few are remembered, and a large percentage of them for their silliness if not their evil.

But as with all things, there are different ways of looking at it. For all that Paris Hilton has, she can only find privacy indoors. She is not only followed, she is mobbed. No quiet walks in the moonlight; no tranquil moments in the forest; no possibility of taking a class or joining a club. The sad thing about Paris Hilton—and most of us, I suspect—is that we could have done so much more. Or at least, it looks as if we could have done so much more. What stopped us? If I were to die today—and I had the time and inclination to ponder my life first—I would feel awfully bad that I did so little and that so much of that was ill-advised. Sometimes it seems as my days are but a succession of missed opportunities.

Why is this? Two reasons. One is that I have little faith in what I perceive as my talents (or at least in society’s interest in my talents), and the other is that I have few standards by which to judge what is important. Should I write a book, start a school, or devote my life to rescuing abandoned dogs? I feel paralyzed by a surfeit of options.

I have garnered a great deal of practical wisdom about the details of living, but I know next to nothing about why I should live, about why any of us should live. I’ve read various versions of a story that goes like this:

A monk falls off a cliff. He grabs a bush on the way down, but, as he hangs there, he sees that the bush is about to come out by its roots. However, the bush contains a plum, and the monk plucks that plum, and eats it. He thinks it might be the best plum he has ever tasted.

The trick is to believe that the plum matters, but does it? I don’t think “matters” is a quality that exists. Like beauty, it is a subjective valuation that has no reality in the external world. Instead of enjoying the plum, the monk might have spent his last moments in terror. The plum was more pleasant, but was it more important? What would make it more important?

Windy Pass and the end of mountain biking

Peggy and I gave up on trail biking after I fell into a hole that formerly housed the root ball of a Douglas Fir. I estimated the depth at twenty-two feet, although Peggy insisted that it was closer to four (my estimate being more reliable because I got to examine the hole from above, below, and in-between). I was extremely pleased to escape with nothing worse than superficial cuts and bruises.

Our decision to avoid trails was not based solely upon my accident, but upon the absence of any really favorable experiences. Trails are for people who are less prone to injury, more prone to recovery, and who seek a different sort of experience. We go to the woods to enjoy the scenery and the plant-life, activities that are incompatible with having to keep our eyes on the ground.

After my wreck, we drove to an isolated road where we camped, biked, and botanized for two days. I also started a trip diary containing a critique of the roads we bike. The following is my first entry.

Saddle Blanket Mtn area (moderate)
June 7-8, 2007

Road 1802 from Windy Pass (3800’) NW to intersection with Road 1824 (3000’). Appx 10 miles. Southwestern exposure.

3-mile stretch between Windy Pass and abandoned Spur 210 goes up and down. Rest of trip downhill but not excessively steep. Low cliffs, numerous waterfalls, panoramic views, two abandoned quarries, and diverse flora mark first half of trip. Second half contains increasingly dense woods.

Secluded, scenic campsite on point at end of abandoned Spur 210, appx 3 miles from Windy Pass. Other area roads badly overgrown.

Sec17 Twn20S Rng 03E to Sec26 Twn19S Rng02E

Angry dogs, marital challenges, and the healing power of tooth paste

The dogs are mad because I haven’t taken them for a run. They ran ten mountainous miles yesterday, and I say that that should cover for today too. They disagree. Like everyone, dogs develop expectations, and my dogs expect a four-mile run everyday. “Just let me have today off, please?” I ask. “Feckless bastard,” Bonnie answers. “Pusillanimous son of a bitch,” intones Baxter. (I’ll never get used to the way modern dogs talk to their masters.)

“What do the two of you know about my mother? She was dead years before you were born, but if you had known her, you would have loved her. She would have accused me of never feeding you, and would have given you treats until you were as bloated as wood ticks. ‘Mother,’ I would have said. ‘They act hungry because they are DOGS, and dogs are GLUTTONS. They no longer have waists, for god’s sakes. Can’t you see that?’” No, she couldn’t have.

The partially remodeled den is a mess. Sheetrock dust everywhere. The house is beyond needing to be cleaned, but there’s no point in cleaning it until I’m done making dust. If I could devote full time to the den, it wouldn’t be so bad, but I had a Masonic meeting today and an IOOF one tomorrow, and then there was yesterday’s bike ride in the mountains. It’s 10:00 p.m., and I’m tired. I just want to relax and write a little before I eat a late supper and bike home with Peggy when she gets off at midnight. That’s why I don’t want to take the dogs for a run. Besides, I have a rash down below, right where groin hits bike seat. Something fungal maybe. Peggy suggested herpes. “You would know,” I retorted, as I wondered where the hell she thought I would have picked up herpes. She advised that I put toothpaste on the rash. Peggy is a big believer in toothpaste. “Will I grow teeth down there?” I asked. “Only if I grow teeth on my nose,” she said, and I wondered why she had toothpaste on her nose. Like the comment about herpes, a lot doesn’t get addressed in a marriage. Sometimes, the conversation moves too quickly; other times, the potential querier simply doesn’t want to know.

Peggy’s speculation that I might have herpes wouldn’t seem to fit either of these categories, but what might I have said: “Dear, do you think I’m fooling around on you?” Well, yes, I might have said that, and she would have probably said that the thought had crossed her mind, me having done exactly that kind of thing a couple of dozen times by now. Then I would have been obliged to assure her that she was wrong. But I did assure her that she was wrong with my “you would know” remark and my look of surprise. I wisely cut out the rest, the tedium of a discussion about a non-existent liaison.

We did discuss her coming trip to France. I am opposed to it, but what would be the good of insisting that she stay home; of insisting that she avoid plane crashes, crazy motorists, Arab terrorists, scam artists, transcontinental germs, an outrageous financial expenditure, the silliness of attending an opera and touring Mozart’s house when she has never been to Eugene’s opera or listened to Mozart on her own stereo? Maybe she would stay home, but I would have become the poop of her party, the rain on her parade, the despoiler of a “special once-in-a-lifetime trip” with her sister and Francophile niece.

Marriage is terribly limiting, terribly restrictive, so there’s no point in making it worse than need be. Therefore and wheretofore, I have to give her space to go to France. “It won’t break us,” as she’s fond of saying, and I know that, in all likelihood, she will survive—and maybe even avoid the flu, and maybe even have a good time. After all, it’s France. Not the Middle East. Not some bacteria-riddled dump in the tropics. It’s France. They’re civilized and sanitary over there. Maybe even more than we are here. I wouldn’t know. I’m unlikely to ever see France. I’m content with Oregon. I love that which is at hand simply because it is at hand.

Do I have no curiosity then about the history, culture, and natural aspects of a faraway place? Am I THAT provincial? Well, if I won a trip to France, I would probably go (that is if I couldn’t sell the trip to someone else), but otherwise, it wouldn’t occur to me. Peggy doesn’t like it that I am this way, but the secret of a happy marriage is not so much in shared preferences but in accepting—if not delighting in—your partner’s differences.

Right now, her desire to go to France is a difference that I am finding hard to accept. She will be halfway around the world, and what if she needs me, or I need her, or what if some catastrophe should make it impossible for her to come home. I won’t rest easy until next she’s back.

Bitchy, dogs, France, toothpaste for herpes

The dogs are pissy, because I haven’t taken them for a run. They ran ten mountainous miles yesterday, and I say that that should cover for today too. They disagree. Like everyone, dogs develop expectations, and my dogs expect a four-mile run everyday. “Just let me have today off, please?” I ask. “Feckless bastard,” Bonnie answers. “Pusillanimous son of a bitch,” intones Baxter. (I’ll never get used to the way modern dogs talk to their masters.)

“What do the two of you know about my mother? She was dead years before you were born, but if you had known her, you would have loved her. She would have accused me of never feeding you, and would have given you treats until you were as bloated as wood ticks. ‘Mother,’ I would have said. ‘They act hungry because they are DOGS, and dogs are GLUTTONS. They no longer have waists, for god’s sakes. Can’t you see that?’” No, she couldn’t have.

The partially remodeled den is a mess. Sheetrock dust everywhere. The house is beyond needing to be cleaned, but there’s no point in cleaning it until I’m done making dust. If I could devote full time to the den, it wouldn’t be so bad, but I had a Masonic meeting today and an IOOF one tomorrow, and then there was yesterday’s bike ride in the mountains. It’s 10:00 p.m., and I’m tired. I just want to relax and write a little before I eat a late supper and bike home with Peggy when she gets off at midnight. That’s why I don’t want to take the dogs for a run. Besides, I have a rash down below, right where groin hits bike seat. Something fungal maybe. Peggy suggested herpes. “You would know,” I retorted, as I wondered where the hell she thought I would have picked up herpes. She advised that I put toothpaste on the rash. Peggy is a big believer in toothpaste. “Will I grow teeth down there?” I asked. “Only if I grow teeth on my nose,” she said, and I wondered why she had toothpaste on her nose. Like the comment about herpes, a lot doesn’t get addressed in a marriage. Sometimes, the conversation moves too quickly; other times, the potential querier simply doesn’t want to know.

Peggy’s speculation that I might have herpes wouldn’t seem to fit either of these categories, but what might I have said: “Dear, do you think I’m fooling around on you?” Well, yes, I might have said that, and she would have probably said that the thought had crossed her mind, me having done exactly that kind of thing a couple of dozen times by now. Then I would have been obliged to assure her that she was wrong. But I did assure her that she was wrong with my “you would know” remark and my look of surprise. I wisely cut out the rest, the tedium of a discussion about a non-existent liaison.

We did discuss her coming trip to France. I am opposed to it, but what would be the good of insisting that she stay home; of insisting that she avoid plane crashes, crazy motorists, Arab terrorists, scam artists, transcontinental germs, an outrageous financial expenditure, the silliness of attending an opera and touring Mozart’s house when she has never been to Eugene’s opera or listened to Mozart on her own stereo? Maybe she would stay home, but I would have become the poop of her party, the rain on her parade, the despoiler of a “special once-in-a-lifetime trip” with her sister and Francophile niece.

Marriage is terribly limiting, terribly restrictive, so there’s no point in making it worse than need be. Therefore and wheretofore, I have to give her space to go to France. “It won’t break us,” as she’s fond of saying, and I know that, in all likelihood, she will survive—and maybe even avoid the flu, and maybe even have a good time. After all, it’s France. Not the Middle East. Not some bacteria-riddled dump in the tropics. It’s France. They’re civilized and sanitary over there. Maybe even more than we are here. I wouldn’t know. I’m unlikely to ever see France. I’m content with Oregon. I love that which is at hand simply because it is at hand.

Do I have no curiosity then about the history, culture, and natural aspects of a faraway place? Am I THAT provincial? Well, if I won a trip to France, I would probably go (that is if I couldn’t sell the trip to someone else), but otherwise, it wouldn’t occur to me. Peggy doesn’t like it that I am this way, but the secret of a happy marriage is not so much in shared preferences but in accepting—if not delighting in—your partner’s differences.

Right now, her desire to go to France is a difference that I am finding hard to accept. She will be halfway around the world, and what if she needs me, or I need her, or what if some catastrophe should make it impossible for her to come home. I won’t rest easy until next she’s back.

Grand Lodge, a downhill biking adventure

I attended the 151st Oregon Grand Lodge of the Independent Order of Odd Fellows last week. It was held at a casino, which struck me as ironic since gambling was once grounds for expulsion. I hated the thought that we were supporting a business that was created for the purpose of profiting from greed and stupidity. Like I told Peggy, sure I’ve chased women, done drugs, gotten drunk, am crazier than hell according to the DSM, and never been great at holding a job either; but, by god, I’ve never gambled. If the preachers are right about there being sins of omission versus sins of commission, then it makes sense that virtue runs in the same directions.

I took my new bike to the convention, and rode it during breaks. The first day, I got a kick out of screaming down a hill that overlooked the casino. I passed a cop in a curve, but there was good visibility and no double lines. I then swung through a large truck stop and wove my way among the slow-moving eighteen-wheelers like a fighter plane among bombers. Next came a stop sign, but nothing was coming, so I didn’t slow down. I was traveling too fast to make the first turn into the casino parking lot, so I gracefully arced into the second. Large yellow arrows pointed in the opposite direction, but no one was coming. I biked right up to the doors of the casino and had just wheeled my bike inside when an angry policeman came running in after me. As he outlined my many offenses, I realized that he must be the same cop I had passed, and that he had been trying to catch up with me the whole time. His list grew tedious, and if I had not been in fear of a ticket, I would have asked if he was always so negative. He let me off with a lecture, leaving me to suppose that casino towns must be the opposite of speed traps. Whereas the latter are looking to issue tickets, the former make their money by leniency.

I didn’t enjoy Grand Lodge, but neither did I didn’t hate it the way I did last year when it was held at a grungy Holiday Inn surrounded by freeways and parking lots. Having my bike and being in a small town both made a tremendous difference, because, after several hours among people, I have an urgent need to be alone and stretch my legs. I have but little to contribute to Grand Lodge, but my home lodge keeps sending me, and I keep going.

Oregon’s outgoing Grand Master was the first woman in the United States to serve in such a position. Women were only allowed to join the lodge within the last ten years, so her rise was truly meteoric, and would have been impossible had she not grown up in an Odd Fellow family and worked as an employee in the Grand Lodge office. She was kidded about being the first Grand Master to kiss the brethren on the cheek, but I never heard a serious word against her.

Snaky day

Yesterday was a snaky day—nine to be precise. They were all Northwestern Garter Snakes, and were all sunning nonchalantly on the gated Weyerhaeuser road where we found them. I lay beside one, petting it gently and admiring its intelligent expression. Its tongue was red on top, black underneath, and so soft that I couldn’t feel it touching my fingers.

I biked over another. Peggy spoke to it lovingly, but its back was broken and blood trickled from its mouth. I gently laid it upon a rock and stomped it until it was flat. Even then, the tail twitched spasmodically. I said nothing, but felt much. When we resumed our ride, I asked Peggy what she would have done had she been alone, and she said she would have killed it with a rock. I considered euthanasia the only honorable alternative, but I didn’t know if she would be able to do it.

The secret of uniformity

I went to a Church of Christ with Carl last night, and heard songs that I heard regularly during my first eighteen years, but hadn’t heard at all in the last forty. “This World Is Not My Home,” “Fairest Lord Jesus,” and “I’ll Fly Away” came back to me as clearly as if I had sung them yesterday. I was wrecked, absolutely wrecked, by memories of places and people from long ago and from the unparalleled beauty of the songs themselves. I tried valiantly to join in on hymn after hymn, but invariably lost it by the second line. I hid my tears as best I could, but that wasn’t very well, so I’m sure a lot of people wondered what kind of a vile sinner they had in their midst that Christ was working on him so.

The text was Romans 7, and Carl loaned me his leather-bound Bible—with Jesus’ words in red—so I could follow along. I immediately turned to Romans, and chuckled to think that most of my present-day friends would have to look for it in the table of contents. Come to think of it, Peggy would too. Eighteen years of Southern Baptist church services, revivals, Bible studies, Sunday Schools, Vacation Bible Schools, and mid-week prayer meetings; and through them all, she maintained her virginal ignorance of all things Christian. You’re really got to admire such strength of apathy. An ordinary person would have some tiny but flabby pore somewhere in her membranes that would admit at least a little knowledge through osmosis, but not Peggy. She knows scarcely more about Protestantism than she does about Islam, yet she is a far more ethical person than I ever so much as aspired to be. When someone tells me that you have to believe in God to live with integrity, I wonder how well they themselves would measure up against the woman I had the good fortune to marry.

It wasn’t just the songs that hadn’t changed in the Church of Christ. As I looked around, I asked myself what might give the place away as being from 2007 rather than 1967. The balding preacher had a beard, I noted, and he didn’t wear a tie. Also, we were using a twentieth century version of the Bible, and there were two black people in the audience, one of whom was the preacher’s wife. Now, that was really different, but everything else was pretty much the same. The women still couldn’t ask questions or make announcements much less preach; the music was still a cappella; stacks of metal trays still held tiny communion glasses; there was still a baptismal pool in a three-sided room behind the pulpit; and there was still an invitational hymn after the sermon.

I thought it a wonder that the Church of Christ can have no governing body beyond the individual congregation, yet remain so nearly uniform across time and space. Then it struck me that maybe the lack of a governing body is the reason for their uniformity. Governing bodies usually become the object of partisan struggle with the party that wins forcing the party that loses to either go along or get out. Because the Church of Christ lacks a governing body, there can be no large-scale struggle and therefore no mass exodus. Instead of stifling revolutions, centralized governments make them all but inevitable.

“I have the desire to do what is good, but I cannot carry it out. For I do not do the good I want to do, but the evil I do not want to do—this I keep on doing…. Although I want to do good, evil is right there with me. For in my inner being I delight in God's law; but I see another law at work in me, waging war against the law of my mind and making me a prisoner…. What a wretched man I am!”
the Apostle Paul

As was the case with the hymns we sung, I had not heard the verses we read for many a decade. Such passion! Such angst! (Such harmony with the hymn “Amazing Grace” that I so recently criticized.) How little the human condition has changed in two millennia. Whatever it is that a person is fighting, who cannot relate to the above?

The preacher said that when he was a teenager, he would look at the failures of older Christians and wonder why they acted so badly, why it was that they couldn’t get things right after all their years of practicing. He said he now knows that the struggle just keeps getting harder. Yes. At least for me it does, and I don’t even have Christ to back me up. I will never have Christ to back me up. Yet, I enjoyed myself tonight. When the preacher greeted me, I told him that the only thing wrong with his talk was that it ended too soon. His expression said that he didn’t often hear that particular compliment. How odd he would find it if he knew that it probably came from the only person in the building who makes no claim to Christianity.

Carl exhorted me to bring my wife to church some Sunday, and I didn’t even laugh. This was no easy accomplishment, but probably worth the struggle.